Skip to content
AnnuityMatchPro
Calculators / Deferred Payout

Annuity Payout Calculator

Project monthly or annual payout from a deferred annuity over a chosen distribution period.

Live rate environment
Updated May 11, 2026
10-Yr Treasury
4.32%
FRED / U.S. Treasury
Fed Cut Probability
42%
Next FOMC June 17, 2026
Avg 5-Yr MYGA
5.60%
Industry average
SPIA @ 65M / $100K
$600/mo
Life-only payout
Inputs

Years until income begins

Enter values and the result will appear here.

How this calculator works

Project monthly or annual payout from a deferred annuity over a chosen distribution period.

Inputs: Premium ($), Age, Deferral years, Payout duration.

Output: Projected monthly / annual income.

Methodology: this calculator uses publicly available industry-average inputs (SSA Period Life Table, Federal Reserve Treasury yields, average carrier-published rate cards). Output is illustrative only. Actual carrier quotes vary by carrier, contract features, and current market conditions. Verify with the carrier or a licensed advisor before purchase.