Skip to content
AnnuityMatchPro
Editorial Policy

How we research, source, and review.

Sourcing standards

  • Primary sources only. Carrier prospectuses, brochures, rate cards, NAIC filings, A.M. Best public ratings, SSA period life tables, FRED, and S&P historical data.
  • Cite or cut. Every factual claim links to a primary source. If a claim cannot be sourced, it is removed.
  • No social media as fact. We do not cite Reddit threads, Twitter posts, or unverified blog content as evidence.
  • Industry averages disclosed. When calculators use average inputs, the methodology and date range are stated on the calculator page.

Voice and tone

  • Institutional, descriptive register. No first-person "I" or "we recommend" claims.
  • Plain English. No jargon without a definition or glossary link.
  • No fear, scarcity, or urgency tactics.
  • No claims about specific carrier performance beyond what public filings document.

Review and update cadence

  • Carrier profiles: reviewed quarterly, or whenever a rating change is published.
  • Calculators: input data refreshed on a documented schedule, listed on each calculator page.
  • Articles and guides: reviewed at least annually. Each page bears a "Last reviewed" date.
  • Carrier financial ratings: verified against the latest public A.M. Best rating before publication and on each scheduled review.

Conflict of interest

We do not accept payment from any carrier in exchange for inclusion, ranking, placement, or coverage. We do not custody client assets. We are not paid by carriers to drive enrollments to specific products. When a reader asks for an introduction to a licensed advisor, the advisor (not the carrier) compensates AnnuityMatchPro for that referral, separate from the article research process.

Corrections

If you find an error or stale data on this site, contact us through the form on the consultation page. Corrections are made promptly and a brief correction note is appended to the affected page.

What this site is not

AnnuityMatchPro is not a registered investment adviser, licensed insurance agency, or fiduciary. Content on this site is educational only and not personalized advice. Always confirm specific contract terms, fees, and ratings with the carrier or a licensed advisor before purchase.