Brighthouse Financial
Brighthouse Financial was created in 2017 through the spinoff of MetLife's U.S. retail business. The standalone company inherited a significant in-force block of variable annuities and continues to issue new annuity and life insurance products. Brighthouse trades on Nasdaq under the ticker BHF.
| A.M. Best | A |
| S&P | A+ |
| Moody's | A3 |
| Fitch | A |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
Product mix is concentrated in variable annuities and indexed variable annuities (Shield products), with growing fixed indexed annuity offerings. The Shield Level Selector indexed variable annuity offers downside buffers in exchange for a cap on upside, structurally distinct from a fixed indexed annuity.
Notable products
- Brighthouse Shield Level Selector
- Brighthouse FlexChoice
- Brighthouse SecureKey Fixed Indexed Annuity
Independent reviews on this site
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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