Lincoln Financial
Lincoln Financial Group was founded in 1905 and operates as a major U.S. financial services company. Lincoln issues annuities through Lincoln Life & Annuity Company of New York and Lincoln National Life Insurance Company. Lincoln trades on NYSE under the ticker LNC.
| A.M. Best | A |
| S&P | A+ |
| Moody's | A2 |
| Fitch | A+ |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
Lincoln offers variable, fixed indexed, multi-year guaranteed, and indexed variable annuities. The OptiBlend FIA family and the ChoicePlus variable annuity platform are well-established. Lincoln was an early adopter of guaranteed lifetime withdrawal benefit riders.
Notable products
- Lincoln OptiBlend
- Lincoln ChoicePlus
- Lincoln Level Advantage
Independent reviews on this site
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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