MassMutual
Massachusetts Mutual Life Insurance Company was founded in 1851 and is one of the longest-operating U.S. life insurers. As a mutual company, MassMutual is owned by its policyholders. The carrier holds the highest financial strength ratings available from all four major rating agencies.
| A.M. Best | A++ |
| S&P | AA+ |
| Moody's | Aa3 |
| Fitch | AA+ |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
MassMutual emphasizes income annuities, particularly single premium immediate annuities and deferred income annuities. The Stable Voyage MYGA line provides multi-year fixed rates. Variable annuities are also offered through the MML platform.
Notable products
- MassMutual RetireEase
- MassMutual Stable Voyage MYGA
- MassMutual Transitions Select
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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