New York Life
New York Life Insurance Company was founded in 1845 and is the oldest continuously operating mutual life insurer in the United States. The carrier holds the highest financial strength ratings available from all four major agencies. New York Life is owned by its policyholders.
| A.M. Best | A++ |
| S&P | AA+ |
| Moody's | Aaa |
| Fitch | AAA |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
New York Life is among the largest issuers of single premium immediate annuities and deferred income annuities in the U.S. retail market. Variable annuities are offered through New York Life Variable Annuity. The Secure Term MYGA line provides multi-year fixed rates.
Notable products
- New York Life Guaranteed Lifetime Income
- New York Life Secure Term MYGA
- New York Life Future Mutual Income
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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