North American Co. for Life & Health
North American Company for Life and Health Insurance was founded in 1886. The carrier is a subsidiary of Sammons Financial Group, a privately-held employee-owned holding company. North American is a significant issuer of fixed indexed annuities.
| A.M. Best | A+ |
| S&P | A+ |
| Moody's | A1 |
| Fitch | A+ |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
North American focuses on fixed indexed annuities and multi-year guaranteed annuities. The Charter Plus FIA line and the Strategic Index FIA family are well-established. The carrier offers a range of crediting methods and rider options.
Notable products
- North American Charter Plus
- North American Strategic Diversified
- North American Performance Choice
Independent reviews on this site
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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