Carrier Directory / Profile
Protective Life
Protective Life Insurance Company was founded in 1907 in Alabama. The carrier was acquired by Japan-based Dai-ichi Life Holdings in 2015 and operates as a U.S. subsidiary. Protective is a significant fixed indexed annuity issuer.
Founded
1907
HQ
Birmingham, AL
Ownership
Subsidiary
Parent
Dai-ichi Life Holdings (Japan)
Financial Strength Ratings
| A.M. Best | A+ |
| S&P | AA- |
| Moody's | A1 |
| Fitch | A+ |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
Protective offers fixed indexed annuities (Asset Builder line), multi-year guaranteed annuities, and variable annuities. The Asset Builder II FIA is a frequently quoted product. The carrier publishes detailed rate cards.
FIAMYGAVariable
Notable products
- Protective Asset Builder II
- Protective Indexed Annuity II
- Protective Income Manager
Independent reviews on this site
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
When research stops being useful
Researching Protective Life contracts? A specialist who has already screened these carriers and contracts can walk through the trade-offs with you.
AnnuityMatchPro is not a carrier, an advisor, or an agency. We connect retirees to a licensed specialist for a free, no-obligation conversation. Cancel anytime, no follow-up if you don't want it.
Match with a specialist
Takes 30 seconds. We never sell your data.