Prudential
Prudential Insurance Company of America was founded in 1875. The current parent is Prudential Financial, a publicly traded company (NYSE: PRU). Prudential is among the largest U.S. life insurance and annuity issuers.
| A.M. Best | A+ |
| S&P | AA- |
| Moody's | Aa3 |
| Fitch | AA- |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
Product line includes variable annuities, fixed indexed annuities, multi-year guaranteed annuities, and registered index-linked annuities (FlexGuard). The HDI (Highest Daily Income) GLWB rider was an early innovation in lifetime income guarantees on variable annuities.
Notable products
- Prudential Premier Investment
- Prudential FlexGuard
- Prudential PruSecure Fixed Indexed Annuity
Independent reviews on this site
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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