Thrivent
Thrivent Financial for Lutherans was founded in 1902 and is structured as a fraternal benefit society serving Christians. The carrier provides annuities, life insurance, and investment products to its members. Thrivent holds the highest financial strength ratings from A.M. Best.
| A.M. Best | A++ |
| S&P | AA+ |
| Moody's | Aa2 |
| Fitch | AA+ |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
Thrivent issues multi-year guaranteed annuities and variable annuities primarily to its membership base. The carrier emphasizes long-term retirement income planning over commission-driven product sales.
Notable products
- Thrivent Income Plus
- Thrivent Annuity Plus
- Thrivent Variable Annuity
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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