Western & Southern
Western & Southern Life Insurance Company was founded in 1888 in Cincinnati. The parent is Western & Southern Financial Group, a mutual financial services holding company. Annuities are issued through Western-Southern Life Assurance Company, Integrity Life Insurance Company, and National Integrity Life Insurance Company.
| A.M. Best | A+ |
| S&P | AA- |
| Moody's | A1 |
| Fitch | AA- |
Ratings as of last review. Verify current ratings with each agency before purchase.
Product lines
Product mix includes fixed indexed annuities, multi-year guaranteed annuities, and single premium immediate annuities. The Integrity Lifetime Income and IndexChoice product lines are notable offerings.
Notable products
- Integrity Lifetime Income Series
- Integrity IndexChoice
- National Integrity SecureFlex
How to verify current information
- A.M. Best public ratings: ambest.com
- S&P Global Insurance Ratings: spglobal.com/ratings
- Moody's Insurance Ratings: moodys.com
- Fitch Ratings — Insurance: fitchratings.com
- NAIC carrier search and statutory filings: content.naic.org
- SEC EDGAR (variable annuity prospectus filings): sec.gov/edgar
- Carrier annual report and product brochures: published on the carrier's own site
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